Escrow changes, mortgage statements, PMI, servicers and what happens when something changes with your loan.

Tips for heating, cooling, insulation, appliances, energy efficiency and available savings resources.

The less-fun drawer. Information about property taxes, mortgage interest, home improvements, recordkeeping and other homeowner tax topics. Learn how homeownership can affect your federal taxes, from mortgage interest and property taxes to home improvements. Find out what records to keep and which expenses may or may not be deductible.Homestead Exemption: Find your county: Go to the official appraisal district website for the county where your property is located (e.g., Harris CAD for Houston, Travis CAD for Austin, or Dallas CAD for Dallas). [1, 2, 3]Note: Filing for a homestead exemption is always free. Beware of third-party companies trying to charge a fee to submit this free government form. [1]

What homeowners should know about moisture problems, preventing mold and dealing with water damage.

Emergency plans, power outages, severe weather, emergency supply kits and other things you'd rather figure out before you need them.

If making the mortgage payment becomes difficult, start with legitimate resources rather than random companies promising a quick fix. CFPB provides information about working with your servicer, housing counselors and foreclosure assistance.