Terms of Use

Last Updated: September 5, 2026

Welcome to everhomefunding.com (the “Website”). This Website is operated by David Clark Financial, LLC d/b/a EverHome Funding (“EverHome Funding,” “we,” “us,” or “our”).
 

By accessing or using this Website, you agree to these Terms of Use. If you do not agree with these Terms, please do not use the Website.
 

About EverHome Funding

EverHome Funding is an independent mortgage brokerage providing residential and commercial mortgage financing services.

David Clark Financial, LLC d/b/a EverHome Funding
Company NMLS #2379832
2940 Oak Street
Kingwood, TX 77339
Phone: 281.748.4585
Email: home@everhomefunding.com
Website: everhomefunding.com
 

Mortgage products and services are subject to applicable licensing requirements and may not be available in all states or to all consumers.
 

Website for Informational Purposes

Information provided on this Website is intended for general informational and educational purposes.
 

Nothing on this Website should be considered legal, tax, investment, or financial advice. Consumers should consult an appropriate professional regarding their individual circumstances when necessary.
 

Information presented on this Website may change as mortgage programs, lender guidelines, market conditions, laws, regulations, and other requirements change.
 

No Commitment to Lend

Use of this Website does not constitute an application approval, preapproval, loan approval, commitment to lend, or guarantee of financing.
 

Submitting a contact form, Quick Quote request, or other preliminary information through this Website does not guarantee that you will qualify for a particular mortgage product, interest rate, loan amount, or loan program.
 

All mortgage financing is subject to applicable lender requirements, borrower and property qualifications, verification of information, underwriting, program guidelines, and final approval.
 

Loan Programs and Availability

Loan programs, features, eligibility requirements, guidelines, rates, and availability may vary by lender, borrower, property type, transaction type, and location.

Not all products or programs referenced on this Website are available to every borrower or in every jurisdiction.
 

EverHome Funding is a mortgage broker and may work with multiple third-party lenders. The availability and terms of mortgage products offered through those lenders are subject to change.
 

Rates, Payments, and Loan Estimates

Any rates, payments, loan amounts, examples, scenarios, or other financial figures displayed on this Website are for informational or illustrative purposes unless expressly stated otherwise.
 

Actual loan terms depend on factors that may include credit history, property characteristics, loan amount, loan-to-value ratio, occupancy, loan program, market conditions, lender requirements, and other qualification criteria.
 

Specific mortgage advertisements containing rates, payments, down payments, or other credit terms are subject to applicable federal and state advertising requirements.
 

Nothing in these Terms of Use modifies, replaces, or supersedes disclosures required by applicable mortgage lending laws or regulations.
 

Quick Quote and Website Forms

EverHome Funding may provide Website forms that allow you to request information, request a preliminary quote, ask a question, or request contact from a member of our team.
 

Information submitted through a general Website form may be used to respond to your request and determine appropriate next steps.
 

Unless otherwise expressly indicated, submitting a general inquiry or Quick Quote form does not constitute approval for mortgage financing or a commitment to lend.
 

If additional application information or documentation is required, EverHome Funding may direct you to a secure mortgage application or document portal.
 

Electronic Communications

When you provide contact information to EverHome Funding, we may communicate with you regarding your inquiry, requested services, mortgage application, or transaction through telephone calls, text messages, and email, as permitted by applicable law and consistent with any consent you provide.
 

Any separate consent required for marketing calls or text messages will be presented where applicable.

Consent to receive marketing communications is not a condition of obtaining a mortgage product or service.
 

You may opt out of marketing text messages by replying STOP. Message and data rates may apply. Message frequency may vary.
 

You may unsubscribe from marketing emails using the unsubscribe option provided in the communication where applicable.
 

Additional information about how EverHome Funding collects, uses, and protects personal information is available in our Privacy Notice.
 

Secure Documents and Sensitive Information

Please do not submit Social Security numbers, bank statements, tax returns, government identification, account numbers, passwords, or other highly sensitive financial information through general Website contact forms, ordinary text messages, or unsecured email.
 

EverHome Funding uses a secure loan origination system for mortgage applications and the collection and storage of sensitive financial documentation.
 

If sensitive information or documentation is required, please use the secure application or document-upload method provided to you by EverHome Funding.
 

If you are unsure how to securely provide information, contact us at 281.748.4585 or home@everhomefunding.com.

Accuracy of Website Information

EverHome Funding makes reasonable efforts to provide useful and accurate information. However, mortgage programs, lender guidelines, rates, regulations, eligibility requirements, and other information can change.
 

We do not guarantee that all Website content will always be complete, current, or free from errors.
 

If information on this Website differs from official loan disclosures, lender requirements, applicable law, or executed loan documents, the applicable official documentation and legal requirements will control.
 

Third-Party Websites and Services

This Website may contain links to websites, applications, resources, lenders, government agencies, or other services operated by third parties.

Links are provided for convenience or informational purposes and do not necessarily constitute an endorsement of the third party.
 

EverHome Funding does not control independent third-party websites and is not responsible for their content, availability, privacy practices, security practices, or terms.
 

When you access a third-party website or service, you are subject to that third party's terms and privacy practices.
 

Intellectual Property

Unless otherwise indicated, the EverHome Funding name, branding, logos, Website design, graphics, written content, and other original materials appearing on this Website are owned by or licensed to EverHome Funding and are protected by applicable intellectual-property laws.

You may view and use Website content for your personal, noncommercial use.
 

You may not reproduce, distribute, modify, publish, commercially exploit, or otherwise use protected Website content without appropriate authorization, except as permitted by law.

Acceptable Use
 

You agree not to use this Website to:

• Violate applicable laws or regulations

• Submit false, fraudulent, misleading, or unauthorized information

• Impersonate another person

• Attempt to gain unauthorized access to the Website, accounts, systems, or networks

• Introduce malware, viruses, malicious code, or other harmful technology

• Interfere with the operation or security of the Website

• Attempt to obtain information through unauthorized automated methods

• Use the Website for fraudulent, unlawful, abusive, or harmful purposes
   

EverHome Funding may restrict or terminate access to the Website when reasonably necessary to protect the Website, our customers, our systems, or our legal rights.
 

Website Availability

We do not guarantee that the Website will be available without interruption or error.

The Website may occasionally be unavailable because of maintenance, technology failures, security issues, service-provider interruptions, or circumstances outside our reasonable control.
 

Limitation of Liability

To the extent permitted by applicable law, EverHome Funding will not be responsible for indirect, incidental, special, or consequential damages arising solely from your use of, or inability to access, this Website.

Nothing in these Terms is intended to exclude or limit liability where such liability cannot lawfully be excluded or limited.

Nothing in these Terms limits any rights or remedies you may have under applicable federal or state consumer-protection, mortgage lending, fair lending, privacy, or other laws.
 

No Waiver of Consumer Rights

Nothing contained in these Terms of Use is intended to waive, restrict, or eliminate any consumer right or protection that cannot legally be waived.

These Terms do not modify the terms of any mortgage agreement, loan disclosure, application, lender agreement, or other legally required document.
 

Privacy

Your use of this Website is also subject to the EverHome Funding Privacy Notice, which explains how we collect, use, disclose, and protect personal information.

Consumers and customers may also receive a separate financial privacy notice as required by applicable federal or state law, including the Gramm-Leach-Bliley Act and Regulation P.
 

Accessibility

EverHome Funding is committed to providing an accessible and usable Website.
 

If you experience difficulty accessing information or using a feature of this Website, please contact us at 281.748.4585 or home@everhomefunding.com so we can assist you and, where appropriate, provide the information through an alternative method.

Changes to These Terms
 

EverHome Funding may update these Terms of Use periodically to reflect changes to our Website, business practices, products, services, or legal requirements.

When these Terms are updated, the Last Updated date at the top of this page will be revised.
 

Your continued use of the Website after revised Terms are posted constitutes acceptance of the revised Terms to the extent permitted by applicable law.

Governing Law

These Terms of Use are governed by applicable federal law and, to the extent applicable and permitted by law, the laws of the State of Texas.

Nothing in this provision is intended to deprive a consumer of rights or protections that cannot legally be waived under applicable law.
 

Contact EverHome Funding

Questions regarding these Terms of Use may be directed to:

David Clark Financial, LLC d/b/a EverHome Funding
Company NMLS #2379832
2940 Oak Street
Kingwood, TX 77339

Phone: 281.748.4585
Email: home@everhomefunding.com
Website: everhomefunding.com